Final Pay uses simple, transparent blended processing rates that vary by region. These rates apply to in-person credit and debit card payments processed through Final Pay.
Region | Base Rate | Add-on Fees |
North America | 2.49% + $0.20 per transaction | +0.69% for instant payout +1% for Amex payments |
Europe | 1.49% + €0.10 per transaction | +0.69% for instant payout +1% for Amex payments |
Other regions | 2.69% + $0.25 per transaction | +0.69% for instant payout +1% for Amex payments |
These rates include all Final Pay platform and processing fees. There are no additional charges from Stripe — billing is consolidated into a single Final Pay invoice.
Final Pay is currently available for in-person transactions only. Online and manual entry payments are not yet supported.
