Final Pay uses simple, transparent blended processing rates that vary by region. These rates apply to in-person credit and debit card payments processed through Final Pay.
Region | Base Rate | Add-on Fees |
North America | 2.49% + $0.20 USD per transaction | +1% for Amex payments +0.69% for instant payout |
Europe | 1.49% + €0.10 per transaction | +1% for Amex payments +0.69% for instant payout |
Other regions | 2.69% + $0.25 USD per transaction | +1% for Amex payments +0.69% for instant payout |
Final Pay is currently available for in-person “card present” payments only. Online and manual entry payments (MOTO) are not yet supported.
Instant payouts (where available) are subject to an additional 0.69% fee on the payout total.
